policy

Stablecoin Regulation Is Coming Soon. But What Will It Look Like? (Part I)

Federal Reserve chair Jerome Powell seemed almost vexed by stablecoins in his recent testimony before House and Senate committees. Stricter US regulation is clearly imminent. Plus, why the UK dominates open banking.

How to Keep Fintech From Being Predatory

The federal government and Congress *could* do so much more, but it's unlikely to do so, because too many of its members have been captured by the financial industry.

Dethroning Facebook’s Benevolent Dictator

Facebook concentrates far too much power in private hands. Working together with governments, its users must reign in Facebook's sweeping power and work towards a world of true human-centered digital connection.

Breaking Up (Companies) is Hard to Do–But It Can Happen

AT&T was broken up in the 80’s. That same year, a giant antitrust suit against IBM was dropped. But both companies broke into parts. The past can instruct the present.

Tech is Not at a Crossroads–the Only Path is Towards Privacy

Trust, transparency, and ethics must become the foundation of our business ecosystem, writes this tech leader. But up until now, most companies have done little to protect customer privacy when revenue weighs in the balance.

Slowly, Biden’s Fintech Approach Emerges

Although much remains opaque, the broad outlines of the Biden Administration’s regulatory handling of fintech are starting to come into view.

The EU’s Artificial Intelligence Act: A Pragmatic Approach

Europe is forging ahead with rational regulation of artificial intelligence. It will likely influence the entire world as much as did the GDPR on privacy.

Crypto’s Terrible, Horrible, No Good, Very Bad Week

A watershed moment for Bitcoin and its brethren.

Maybe We Need a New Definition of “Bank”

Who Is a Bank? Who Is NOT a Bank? Does It Matter?

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