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Business Global Tech

This Emerging Markets Credit Card Is Backed by Facebook Friends

Bogota might soon be home to thousands more online shoppers. That’s where Lenddo introduced a “social network” Visa card to 100,000 of its customers yesterday afternoon. By 3:00 p.m. yesterday in New York, where the online lender for developing countries is based, more than 1,000 Colombians had applied for the card. Lenddo CEO and co-founder Jeff Stewart calls it the first time ever, anywhere, that approval for a credit card is based on applicants’ reputations on Facebook, Google, LinkedIn, and Twitter. In emerging markets, even a steady reliable income and good education are generally no guarantee of access to credit for members of the middle class.   More

Techonomy Events

Jack Dorsey Explains Square’s Pay-by-Voice Technology

In this video from the "21st Century Individuals vs. 20th Century Organizations" session at Techonomy 2011 in Tuscon, Ariz., Techonomy's David Kirkpatrick talks to Twitter co-founder and Square CEO Jack Dorsey about what we can expect from Square in the next five years. The mobile app, which allows anyone to accept credit card payments to their phones or devices, has the potential to revolutionize the way businesses interact with customers. The pay-by-voice system that Dorsey refers to in the video, now known as Pay With Square, is already being used at 75,000 shops around the country.   More