Will Circle Become a Full-Fledged Bank?
Circle's USDC is a huge "stablecoin." It hopes to make USDC essentially a regulated central bank digital currency. But questions are many, including on Circle's bungled Poloniex deal.
banking
Fintech Is Winning With Black Americans. Why Isn’t That a Media Story?
Black consumers and Black-owned businesses use fintech companies disproportionately higher than their overall population numbers would predict. Plus, the pay-me-now revolution is here.
Are Fintechs Going Predatory?
21st-century technology makes it all too easy to use partnerships between banks and fintechs to create an end-run around local restrictions.
One Fintech Superapp to Rule Them All
Fintech companies are not the only players here: Facebook and Google are also attempting to expand their role in payments/currency. And keep an eye on Amazon, Uber and Walmart, too.
Mobile Design is the Future of Banking
Today, banks must interact with their customers 24 hours a day, 7 days a week. Some millennials never even set foot inside a bank branch and only interact with their finances via smartphone. Are new,...
Why the Finance Industry is Ripe for AI Disruption
The financial sector is on the brink of an AI revolution. Data is being generated faster than any person or companies’ ability to analyze it. And industries that run on numbers and data are at...
Faced With Impending Disruption, the Financial Ecosystem Must Change
The world is buzzing about fintech and the impending disruption in the banking industry. Smarter technology companies are attempting to give customers quality service and an experience that’s relevant to the world in which they...
Is Banking’s Uber On The Horizon?
Banking faces enormous challenges. Government regulatory initiatives have forced banks to spend billions of dollars to stay in business, while limiting the profits that they can make. Meanwhile, the Internet has spawned numerous companies now...