banking

Climate Scientists are Desperate: We’re Crying, Begging and Getting Arrested

On Wednesday, I risked arrest by locking myself onto an entrance to the JP Morgan Chase building in downtown LA. I can’t stand by – and nor should you.

Fintech Struts Down Main Street

For the first many years of fintech’s existence, even most of the “democratized” companies and services have still felt elite. That dynamic is evolving.

We Need Digital Money For the Global Economy to Thrive

I’m a payments innovator who has worked for a large global bank for nearly 20 years. Here's why I believe in stablecoins.

Hey, Little Spender: Fintech Stalks 20 Million American Teens

Fintech companies around the globe are hatching more ways to capture cash from teens. Even nonparents should be concerned. Plus, why small businesses now love their banks.

A Glimpse Into Future Investing

In the near future, there will be financial assets that are not only shared but genuinely interactive. Plus, which states mine the most Bitcoin?

Why Big Company Fintech Innovation Is So Hard

Google and Santander both pulled back on major fintech plans this week. The short lives of these megaprojects provide a lesson in why it is so hard for big multinational institutions to truly innovate. Plus,...

The Would-Be Banking Regulator Who Wants to Eliminate Banks

This week, Biden surprised a lot of people by nominating Saule Omarova to head the Office of the Comptroller of the Currency.  Could her proposal for a “people’s ledger” eliminate banking as we’ve historically understood it?

Does the Buy Now, Pay Later Wildfire Make Sense?

Like a barely contained wildfire, the Buy Now, Pay Later sector has been blazing across acres, bringing white-hot valuations and eye-watering acquisitions—and it’s happening worldwide.

Will Circle Become a Full-Fledged Bank?

Circle's USDC is a huge "stablecoin." It hopes to make USDC essentially a regulated central bank digital currency. But questions are many, including on Circle's bungled Poloniex deal.

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