
Whether to conduct online banking or engage with social networks, 95 percent of Americans rely on the cloud. But few of us understand what the cloud is, and one in five of us admit to pretending we do, according to a new survey. Do people outside of the IT field need to comprehend the cloud? Yes, argues Forbes.com contributor Joe McKendrick, who has also written about the cloud’s impact on jobs, how it could decrease the federal deficit, and why Steve Wozniak doesn’t trust the cloud.