Water insecurity due to climate change has the potential to uproot nearly every aspect of modern society: food production, urban and rural settlements, energy production, industrial development, economic growth, and natural ecosystems. More
Energy & Green Tech Policy Sustainable Development Goals
Water & Climate: Wicked Problem Meets Threat Multiplier
Cryptocurrency Finance Government Policy
The Would-Be Banking Regulator Who Wants to Eliminate Banks
This week, Biden surprised a lot of people by nominating Saule Omarova to head the Office of the Comptroller of the Currency. Could her proposal for a “people’s ledger” eliminate banking as we’ve historically understood it? More
Does the SEC Have a “Crypto Mom” Problem?
Commissioner Hester Peirce has been unusually vocal in expressing her opinion that the SEC has failed to articulate clear and consistent rules. But simply saying “there ought to be rules” isn’t adequate in the long run. More
Education Media & Marketing Policy Tech Addiction
Spiritual Opium: China Limits Kids’ Online Gaming Time
Chinese officials unveiled tough new limits on the amount of time its young people can spend playing video games, calling them “opium for the mind.“ Let the experiment begin. More
The SoFi Battle That Won’t Go Away
A long-simmering conflict over fintech superstar SoFi got a fresh boost of energy when Rep. Brad Sherman sent a letter to SEC chairman Gary Gensler, calling the recent entry into the stock market “alarming” and “troubling.” Plus, hard lessons in regulating crypto. More
Cryptocurrency Government Policy
The US Senate’s Sneaky Crypto Move
If you find it strange that the infrastructure bill snaking its way through Capitol Hill might fundamentally change how cryptocurrency transactions take place in the United States, you’re not alone. More
Stablecoin Regulation Is Coming Soon. But What Will It Look Like? (Part I)
Federal Reserve chair Jerome Powell seemed almost vexed by stablecoins in his recent testimony before House and Senate committees. Stricter US regulation is clearly imminent. Plus, why the UK dominates open banking. More
How to Keep Fintech From Being Predatory
The federal government and Congress *could* do so much more, but it's unlikely to do so, because too many of its members have been captured by the financial industry. More
Community Insights Global Tech Policy
Dethroning Facebook’s Benevolent Dictator
Facebook concentrates far too much power in private hands. Working together with governments, its users must reign in Facebook's sweeping power and work towards a world of true human-centered digital connection. More
Government Net Giants Policy Tech & Society
Breaking Up (Companies) is Hard to Do–But It Can Happen
AT&T was broken up in the 80’s. That same year, a giant antitrust suit against IBM was dropped. But both companies broke into parts. The past can instruct the present. More
Community Insights Policy Security & Privacy
Tech is Not at a Crossroads–the Only Path is Towards Privacy
Trust, transparency, and ethics must become the foundation of our business ecosystem, writes this tech leader. But up until now, most companies have done little to protect customer privacy when revenue weighs in the balance. More
Slowly, Biden’s Fintech Approach Emerges
Although much remains opaque, the broad outlines of the Biden Administration’s regulatory handling of fintech are starting to come into view. More
Beyond the Trump Decision: Facebook’s Human Rights Problem
If we value our rights, we need to build durable, enforceable legal frameworks that can rein in demagogues and big tech alike. More
Are Fintechs Going Predatory?
21st-century technology makes it all too easy to use partnerships between banks and fintechs to create an end-run around local restrictions. More
“Moms Are Getting Crushed in This Pandemic”
Reshma Saujani, founder of Girls Who Code, discussed why we need a Marshall Plan for Moms. More
Robinhood: A Fintech Suicide
Live by the day-trading mob, die by the day-trading mob. More
Community Insights Net Giants Policy
How To Fix Facebook: Treat Algorithms As Authors
Section 230 was never created with social networks in mind. We urgently need to hold the tech giants to account and there may be a creative way to amend the law to do it. More
Media & Marketing Net Giants Policy
Why Social Media Ought to Know Its Customers
Facebook suggests that 5% of active monthly users are fake. Social media giants should look to banking's Know York Customer (KYC) tenets for solutions. More
Community Insights Healthcare Policy
It’s Not Too Late for Digital Media Governance & Regulation
Public policy all too often lags behind technological advance. Just as with child labor laws and driving license requirements, lawmakers need to develop a framework for regulation of social media. Doing nothing is no longer an option. More
What to Expect from Gensler’s SEC: “Not Everyone Is Going to Be Happy”
Reports that President Biden will appoint former CFTC chairman Gary Gensler to head the SEC might seem destined to send panic waves through the financial community, but reality is a little more nuanced. More
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