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Cryptocurrency Finance

Revolut Shows Why Building a Superapp Is So Hard

Revolut App and Stablecoin regulation

Six-year-old Revolut boasts 16 million customers worldwide, 150 million transactions a month, and just announced a new travel booking feature. But will it become the superapp of its dreams? Plus, Part II of why stablecoin regulation is coming.   More

Cryptocurrency Finance Policy

Stablecoin Regulation Is Coming Soon. But What Will It Look Like? (Part I)

Federal Reserve Stablecoin

Federal Reserve chair Jerome Powell seemed almost vexed by stablecoins in his recent testimony before House and Senate committees. Stricter US regulation is clearly imminent. Plus, why the UK dominates open banking.   More

Finance

Chime’s Customer Nightmare Exposes a Fintech Flaw

Chime spotme

The company is the largest digital-only financial provider in the United States. Will this debacle ding its IPO?   More

Cryptocurrency Democracy Finance

Robinhood, Binance, and the Culture of Contempt

binance bitcoin

A fintech movement that wraps itself in the “democratization of finance” ought to understand that with democracy comes responsibility: to customers, to stakeholders, and to society.   More

Cryptocurrency Energy & Green Tech Finance Sustainable Development Goals

Fintech Shows Its Green Side

As Gen Z deepens its financial and investing commitment, fintechs that can tap into that cohort’s environmental passion will be the financial leaders of the future.   More

Finance Government Policy

How to Keep Fintech From Being Predatory

The federal government and Congress *could* do so much more, but it's unlikely to do so, because too many of its members have been captured by the financial industry.   More

Business Finance

Meet the Kayak of Private Financing

Hum Capital wants to be the go-to hub for private investing.   More

Finance

The Fintech IPO Market Is On Fire. Here’s Why.

Investment executives say exit pressure, valuation pressure, talent pressure, and story pressure have all contributed to the new fintech "IPO mania."   More

Finance Inclusion

Fintech Is Winning With Black Americans. Why Isn’t That a Media Story?

Black consumers and Black-owned businesses use fintech companies disproportionately higher than their overall population numbers would predict. Plus, the pay-me-now revolution is here.   More

Finance Government Policy

Slowly, Biden’s Fintech Approach Emerges

Although much remains opaque, the broad outlines of the Biden Administration’s regulatory handling of fintech are starting to come into view.   More

Cryptocurrency Finance

Crypto’s Terrible, Horrible, No Good, Very Bad Week

A watershed moment for Bitcoin and its brethren.   More

Cryptocurrency Finance

Maybe We Need a New Definition of “Bank”

Who Is a Bank? Who Is NOT a Bank? Does It Matter?   More

Cities Cryptocurrency Finance

Andrew Yang Says He’ll Make NYC a Crypto Hub. Does That Make Sense ?

No doubt some New York voters find his pledge appealing, but pronouncements like this make people who follow the issue scratch their heads in bewilderment.   More

Finance Policy

Are Fintechs Going Predatory?

21st-century technology makes it all too easy to use partnerships between banks and fintechs to create an end-run around local restrictions.   More

Cryptocurrency Finance Mobile

One Fintech Superapp to Rule Them All

Fintech companies are not the only players here: Facebook and Google are also attempting to expand their role in payments/currency. And keep an eye on Amazon, Uber and Walmart, too.   More

Business Finance

Why Insurtech Firm Root Tanked After IPOing

Amidst an otherwise febrile fintech market, Root has gone underground, falling from a $6 billion IPO market cap to $3 billion. In one important sense, Root’s public humiliation is healthy.   More

Cryptocurrency Finance

Why a US-Backed Bitcoin ETF Feels Inevitable

March 2021 was the month when a US-sanctioned exchange traded fund (ETF) focused on Bitcoin and/or other cryptocurrencies turned the corner from prohibited to inevitable.   More

Cryptocurrency Finance

The Would-Be Robinhood Killer You’ve Never Heard Of

This week the Israeli company eToro announced that it will go public in a $10.4 billion deal, being acquired by a SPAC created by veteran banker Betsy Cohen. eToro may provide the biggest competition Robinhood will face in the next couple of years.   More

Business Finance

Awaiting Stripe’s Massive IPO

Five years ago, when the founders appeared on the cover of Inc. magazine, Stripe was estimated to process $20 billion in annual payments. Last year that figure was estimated at $350 billion.   More

Cryptocurrency Finance

A Dialogue on Cryptocurrency

FIN's James Ledbetter sat down with Jalak Jobanputra, the founder and managing partner of FuturePerfect Venture, to discuss Bitcoin's trajectory, what to expect from NFTs, and the future of crypto.   More