Six-year-old Revolut boasts 16 million customers worldwide, 150 million transactions a month, and just announced a new travel booking feature. But will it become the superapp of its dreams? Plus, Part II of why stablecoin regulation is coming. More
Stablecoin Regulation Is Coming Soon. But What Will It Look Like? (Part I)
Federal Reserve chair Jerome Powell seemed almost vexed by stablecoins in his recent testimony before House and Senate committees. Stricter US regulation is clearly imminent. Plus, why the UK dominates open banking. More
Chime’s Customer Nightmare Exposes a Fintech Flaw
The company is the largest digital-only financial provider in the United States. Will this debacle ding its IPO? More
Cryptocurrency Democracy Finance
Robinhood, Binance, and the Culture of Contempt
A fintech movement that wraps itself in the “democratization of finance” ought to understand that with democracy comes responsibility: to customers, to stakeholders, and to society. More
Cryptocurrency Energy & Green Tech Finance Sustainable Development Goals
Fintech Shows Its Green Side
As Gen Z deepens its financial and investing commitment, fintechs that can tap into that cohort’s environmental passion will be the financial leaders of the future. More
How to Keep Fintech From Being Predatory
The federal government and Congress *could* do so much more, but it's unlikely to do so, because too many of its members have been captured by the financial industry. More
Meet the Kayak of Private Financing
Hum Capital wants to be the go-to hub for private investing. More
The Fintech IPO Market Is On Fire. Here’s Why.
Investment executives say exit pressure, valuation pressure, talent pressure, and story pressure have all contributed to the new fintech "IPO mania." More
Fintech Is Winning With Black Americans. Why Isn’t That a Media Story?
Black consumers and Black-owned businesses use fintech companies disproportionately higher than their overall population numbers would predict. Plus, the pay-me-now revolution is here. More
Slowly, Biden’s Fintech Approach Emerges
Although much remains opaque, the broad outlines of the Biden Administration’s regulatory handling of fintech are starting to come into view. More
Crypto’s Terrible, Horrible, No Good, Very Bad Week
A watershed moment for Bitcoin and its brethren. More
Maybe We Need a New Definition of “Bank”
Who Is a Bank? Who Is NOT a Bank? Does It Matter? More
Andrew Yang Says He’ll Make NYC a Crypto Hub. Does That Make Sense ?
No doubt some New York voters find his pledge appealing, but pronouncements like this make people who follow the issue scratch their heads in bewilderment. More
Are Fintechs Going Predatory?
21st-century technology makes it all too easy to use partnerships between banks and fintechs to create an end-run around local restrictions. More
One Fintech Superapp to Rule Them All
Fintech companies are not the only players here: Facebook and Google are also attempting to expand their role in payments/currency. And keep an eye on Amazon, Uber and Walmart, too. More
Why Insurtech Firm Root Tanked After IPOing
Amidst an otherwise febrile fintech market, Root has gone underground, falling from a $6 billion IPO market cap to $3 billion. In one important sense, Root’s public humiliation is healthy. More
Why a US-Backed Bitcoin ETF Feels Inevitable
March 2021 was the month when a US-sanctioned exchange traded fund (ETF) focused on Bitcoin and/or other cryptocurrencies turned the corner from prohibited to inevitable. More
The Would-Be Robinhood Killer You’ve Never Heard Of
This week the Israeli company eToro announced that it will go public in a $10.4 billion deal, being acquired by a SPAC created by veteran banker Betsy Cohen. eToro may provide the biggest competition Robinhood will face in the next couple of years. More
Awaiting Stripe’s Massive IPO
Five years ago, when the founders appeared on the cover of Inc. magazine, Stripe was estimated to process $20 billion in annual payments. Last year that figure was estimated at $350 billion. More
A Dialogue on Cryptocurrency
FIN's James Ledbetter sat down with Jalak Jobanputra, the founder and managing partner of FuturePerfect Venture, to discuss Bitcoin's trajectory, what to expect from NFTs, and the future of crypto. More
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