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Cryptocurrency Finance

A Glimpse Into Future Investing

In the near future, there will be financial assets that are not only shared but genuinely interactive. Plus, which states mine the most Bitcoin?   More

Business Cryptocurrency Finance

Why Big Company Fintech Innovation Is So Hard

Google and Santander both pulled back on major fintech plans this week. The short lives of these megaprojects provide a lesson in why it is so hard for big multinational institutions to truly innovate. Plus, cracking down on Kraken.   More

Cryptocurrency Finance Government Policy

The Would-Be Banking Regulator Who Wants to Eliminate Banks

This week, Biden surprised a lot of people by nominating Saule Omarova to head the Office of the Comptroller of the Currency.  Could her proposal for a “people’s ledger” eliminate banking as we’ve historically understood it?   More

Arts & Culture Cryptocurrency Tech & Society

NFTs: Sh**t Show or Shift to A New Kind of Commerce?

NFTs are being touted as the cure for just about everything that can ail us. Not since the Internet itself has a single concept opened up so much opportunity, speculation and conversely, trepidation.   More

Cryptocurrency Finance Government

The Senate’s Crypto Theater

A Congressional hearing is typically a poor venue for gaining insight into the American financial regulatory system. That sorry dynamic was on full display this week as Securities and Exchange Commission (SEC) chair Gary Gensler testified before the Senate’s committee on banking, housing and urban affairs.   More

Cryptocurrency Finance Policy

Does the SEC Have a “Crypto Mom” Problem?

Commissioner Hester Peirce has been unusually vocal in expressing her opinion that the SEC has failed to articulate clear and consistent rules. But simply saying “there ought to be rules” isn’t adequate in the long run.   More

Cryptocurrency Finance

Crypto Market Commentary is Kinda Malarkey

Modern market behavior is too large and diverse to lend itself to neat summary, leading to a lot of blather. Producing timely commentary on cryptocurrency is even more dubious. Plus, customer satisfaction in fintech.   More

Cryptocurrency Finance Net Giants

Facebook’s Coming Currency and Its Banking History No One Remembers

Facebook was on a trajectory in the financial space to create the first non-Chinese superapp. Then Cambridge Analytica happened. Can Diem restore trust in Facebook?   More

Cryptocurrency Finance Government

Will Circle Become a Full-Fledged Bank?

Circle's USDC is a huge "stablecoin." It hopes to make USDC essentially a regulated central bank digital currency. But questions are many, including on Circle's bungled Poloniex deal.   More

Cryptocurrency Finance Policy

The SoFi Battle That Won’t Go Away

A long-simmering conflict over fintech superstar SoFi got a fresh boost of energy when Rep. Brad Sherman sent a letter to SEC chairman Gary Gensler, calling the recent entry into the stock market “alarming” and “troubling.” Plus, hard lessons in regulating crypto.   More

Cryptocurrency Government Policy

The US Senate’s Sneaky Crypto Move

If you find it strange that the infrastructure bill snaking its way through Capitol Hill might fundamentally change how cryptocurrency transactions take place in the United States, you’re not alone.   More

Cryptocurrency Finance

Revolut Shows Why Building a Superapp Is So Hard

Revolut App and Stablecoin regulation

Six-year-old Revolut boasts 16 million customers worldwide, 150 million transactions a month, and just announced a new travel booking feature. But will it become the superapp of its dreams? Plus, Part II of why stablecoin regulation is coming.   More

Cryptocurrency Finance Policy

Stablecoin Regulation Is Coming Soon. But What Will It Look Like? (Part I)

Federal Reserve Stablecoin

Federal Reserve chair Jerome Powell seemed almost vexed by stablecoins in his recent testimony before House and Senate committees. Stricter US regulation is clearly imminent. Plus, why the UK dominates open banking.   More

Cryptocurrency Democracy Finance

Robinhood, Binance, and the Culture of Contempt

binance bitcoin

A fintech movement that wraps itself in the “democratization of finance” ought to understand that with democracy comes responsibility: to customers, to stakeholders, and to society.   More

Cryptocurrency Energy & Green Tech Finance Sustainable Development Goals

Fintech Shows Its Green Side

As Gen Z deepens its financial and investing commitment, fintechs that can tap into that cohort’s environmental passion will be the financial leaders of the future.   More

Cryptocurrency Finance

Crypto’s Terrible, Horrible, No Good, Very Bad Week

A watershed moment for Bitcoin and its brethren.   More

Cryptocurrency Finance

Maybe We Need a New Definition of “Bank”

Who Is a Bank? Who Is NOT a Bank? Does It Matter?   More

Cities Cryptocurrency Finance

Andrew Yang Says He’ll Make NYC a Crypto Hub. Does That Make Sense ?

No doubt some New York voters find his pledge appealing, but pronouncements like this make people who follow the issue scratch their heads in bewilderment.   More

Cryptocurrency Finance Mobile

One Fintech Superapp to Rule Them All

Fintech companies are not the only players here: Facebook and Google are also attempting to expand their role in payments/currency. And keep an eye on Amazon, Uber and Walmart, too.   More

Arts & Culture Cryptocurrency Media & Marketing

Can Tech Help Creatives Earn a Decent Living

The creative industry – art, music, the theatre – was hit hard by the pandemic. Can new tech help them finally get recognized for what they're worth?   More