Jonathan Hakim is President and CEO of Cignifi Inc (www.cignifi.com). The Cignifi big data platform uses mobile data to score millions of underserved consumers who lack traditional credit histories, unlocking a massive opportunity to provide them with credit, insurance and savings products. Hakim is an experienced CEO and technology entrepreneur; his previous ventures include Azima DLI, an information services company providing web-based remote monitoring and diagnostics for industrial equipment. Hakim spent eight years as Managing Director at Lehman Brothers, holding senior positions in London and New York, where he was responsible for the Firm’s leveraged finance business with emerging-market telecom and media companies. Hakim also served as a Director of the International Finance Corporation in Washington DC. Prior to his career in investment banking, Hakim spent four years as Banking Correspondent with The Economist magazine. He was educated at Oxford University and the London School of Economics.